This week I talked to a mortgage broker and we made a plan for when it realistically makes sense for me to get pre-approved to buy a home. I could do it now, but I have a few more things to clean up before I go that route. The daily life of living at my parents’ house has not been unbearable. I have the patience and the will power to hold out a bit longer. I have a feeling the payoff will be rewarding. That feeling usually serves me well.
In the meantime, I refinanced my car this week. I asked the mortgage broker to refer me to someone that does car loans. He referred me to a friend of his at a local bank to refinance my car at a good rate. I had to get my ex’s name off of my car loan. When I scheduled the meeting to go sign the closing paperwork, I found out that my first payment isn’t until mid-November (more money to save for a house!) and I got a YETI cooler as a gift. I had no idea about these perks, but it was a welcome surprise.
Now, I’m not here being paid to endorse YETI, but as an owner of this brand’s coffee cup, I will say that I am a fan. I love keeping my hot drinks hot and my cold drinks cold. This brand figured it out and makes quality products in my opinion.
But this situation with the YETI cooler is a bit ironic.
Let me explain.
After being together for 18 years, and married for 11, I found myself becoming increasingly stressed when it came to birthdays, Father’s day, and Christmas gifts for my ex. I have a problem with giving, and over-giving. I give too much of myself and never expect anything in return. Even if I do expect it, I don’t express my disappointment if I don’t get it. I make excuses for others and go about my business secretly unhappy. My ex knew that. I just figured it out in the last few years. Smart manipulating guy. Naive me (I was too busy thinking of others)… but not anymore.
So one of the last time’s I was stressing about getting him a gift (I think it was his birthday in 2017), I considered getting him the exact YETI cooler (that I just received as a gift for my car loan). Giving big nice gifts had become my thing. I felt like every year I was trying to outdo the last gift that I gave. But each time I would surprise myself and think of something even grander that he would love. And he did, he loved all of it. Well that year I looked into buying him a YETI cooler, and I was about to buy it. I had it picked out and was about to buy it online. But I didn’t. Something was off. I just thought I shouldn’t spend so much money that year for some reason. Again, a little later I was at a sporting goods store and had the YETI right in front of me and almost bought it. Again, something was off. I don’t remember what gift I ended up getting him, but it wasn’t that. And I wasn’t excited by his reaction when he opened whatever it was that I bought, but I didn’t care for some reason.
I remember thinking later that I’d wished I had gotten the cooler because I wanted it. But whatever, I figured I’d just saved some money and moved on with life.
So now here I am in present day, and I’m relieved that I didn’t buy that damn cooler and listened to my gut. That small little whisper that says “hey, you, what are you doing?”… that little nagging thought that is surrounded by question marks and a weird feeling in your belly…
I recently listened to it again when that asshole was trying to talk me out of buying a home where I’m presently looking. And instead of giving into my frets about him trying to sway my decisions, I called a mortgage broker, which led me to the place where I refinanced my car, which led to my own free YETI cooler and more money for me to save toward my future home.
I’m going to buy a great home, and I’m going to throw a house-warming party with lots of ice and drinks in my YETI cooler.
I’d say this wasn’t just some coincidence. I see you God and your universe angels, quietly looking out for me. My eyes are wide open.
Thank for these gifts that promise cold drinks and peace of mind.
Stifle Me Not